Dispute Nerds provides self-service software and educational tools. Dispute Nerds does not act on your behalf, contact credit bureaus, creditors or debt collectors for you, provide legal representation, or guarantee any credit-report change, deletion or credit-score improvement. You are responsible for reviewing the information produced by the platform, deciding whether to dispute information, approving any generated correspondence and determining how and whether to submit it. Information provided through the platform is not legal or financial advice.