Legal
Affiliate Disclosure
Last updated: September 3, 2026
1. Overview
Dispute Nerds participates in affiliate and referral programs. When you open an account, submit an application, or purchase a product through a link or recommendation on this site or inside our software, we may receive compensation from that company. You never pay more because of this.
2. Who we may be compensated by
Our compensated relationships may include providers of credit monitoring and credit reports, credit card issuers and card marketing networks, credit builder account providers, rent and bill reporting services, consumer law firms for case referrals, and business funding providers.
This list may change over time. Any given recommendation may or may not be compensated, and the fact that a relationship exists does not mean every recommendation from that company is paid.
3. How recommendations are made
Recommendations inside the platform are generated from information in your own credit report, such as the number of open accounts, credit utilization, and score range. We do not show you a product solely because it pays us. We withhold recommendations when nothing in our marketplace fits your file.
4. Your choice
You are never required to use any recommended product. Our software works the same whether or not you accept a recommendation, and declining one has no effect on your subscription or your dispute activity.
5. No guarantees
Dispute Nerds is software, not a credit repair organization. We do not guarantee approval for any product, and no product or service can guarantee a specific credit score increase or the removal of accurate information from a credit report. Approval decisions are made solely by the issuer or provider.
6. Questions
Questions about this affiliate disclosure? Contact us at support@disputenerds.com.
Questions about this disclosure? Email support@disputenerds.com.